/* Meridian Finance — "Main Street storefront" theme
   Color: Meridian green primary, signal orange reserved for the one action that matters (Apply / Submit),
   white paper + pale moss bands. Type: Figtree (headlines) + Source Sans 3 (body). Left-aligned throughout. */
:root{
  --green:#1e6b4f;--green-deep:#154d39;--green-ink:#0f3a2b;--moss:#e9f0ec;--moss-2:#d7e4dc;
  --orange:#e8731a;--orange-deep:#c95f0f;
  --paper:#ffffff;--bg:#ffffff;--surface:#ffffff;--band:#f3f6f4;--line:#d6ddd9;--line-2:#b9c5bf;
  --fg:#1c2a24;--muted:#56665e;
  --ok:#1e6b4f;--ok-bg:#e3f1ea;--warn:#8a5a00;--warn-bg:#fff1d6;--err:#b3261e;--err-bg:#fbe9e7;--info:#1d5fa8;--info-bg:#e4eefb;
  --font-head:"Figtree","Segoe UI",Arial,sans-serif;--font-body:"Source Sans 3","Segoe UI",Arial,sans-serif;
  --r:6px;--ease:cubic-bezier(.2,.7,.3,1);
  /* legacy aliases used by markup */
  --navy:var(--green);--navy-deep:var(--green-deep);--navy-fg:#ffffff;--accent:var(--orange);--accent-fg:#ffffff;--tint:var(--moss);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;color-scheme:light only}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--font-body);font-size:17px;line-height:1.55}
img,svg{max-width:100%}
img{display:block}
a{color:var(--green)}
h1,h2,h3{font-family:var(--font-head);line-height:1.1;margin:0;letter-spacing:-.015em;font-weight:800;text-wrap:balance;color:inherit}
h4{font-family:var(--font-head);font-weight:700;margin:0;font-size:1.05rem}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.3rem;letter-spacing:0}
p{margin:0}
[hidden]{display:none!important}
.wrap{max-width:1180px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.narrow{max-width:800px}
.band{padding-block:72px}
.band-tint{background:var(--band)}
.band-navy{background:var(--green);color:#fff}
.band-navy a{color:#fff}
.eyebrow{font-family:var(--font-head);font-weight:700;color:var(--green);font-size:.95rem}
.band-navy .eyebrow{color:#cfe6da}
.center{text-align:center}
.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-40{margin-top:40px}
.muted{color:var(--muted)}
.placeholder{color:var(--orange);font-weight:600}
.prose{max-width:66ch;display:grid;gap:18px;font-size:1.08rem}
.prose ul{margin:0;padding-left:22px;display:grid;gap:6px}
.prose h2{margin-top:8px}
.rv{transform:none}
.progress-top{display:none}

/* Buttons: orange only for the action that moves money; green for everything else */
.btn{display:inline-block;padding:14px 26px;border-radius:var(--r);font-family:var(--font-head);font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.2;transition:background .15s,border-color .15s,color .15s}
.btn-accent{background:var(--orange);color:#fff;border-color:var(--orange)}
.btn-accent:hover{background:var(--orange-deep);border-color:var(--orange-deep)}
.btn-navy{background:var(--green);color:#fff;border-color:var(--green)}
.btn-navy:hover{background:var(--green-deep);border-color:var(--green-deep)}
.btn-outline{background:transparent;color:var(--green);border-color:var(--green)}
.btn-outline:hover{background:var(--moss)}
.band-navy .btn-outline{color:#fff;border-color:#fff}
.band-navy .btn-outline:hover{background:rgba(255,255,255,.12)}
.btn-ghost{background:transparent;color:inherit;border-color:var(--line-2)}
.btn-ghost:hover{background:var(--moss)}
.btn-sm{padding:8px 14px;font-size:.9rem}
.btn[disabled]{opacity:.5;cursor:not-allowed}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.ripple{display:none}

/* Top bar + header */
.utility{background:var(--green-ink);color:#fff;font-size:.9rem}
.utility .wrap{display:flex;justify-content:flex-end;gap:22px;flex-wrap:wrap;padding-block:7px}
.utility a{color:#fff;text-decoration:none;opacity:.88}
.utility a:hover{opacity:1;text-decoration:underline}
.utility .login{opacity:1;font-weight:700}
.header{background:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:env(safe-area-inset-top,0px);z-index:9}
.header.scrolled{box-shadow:0 2px 12px rgba(28,42,36,.08)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:inherit}
.brand-mark{width:42px;height:42px;border-radius:8px;background:var(--green);display:grid;place-items:center;flex-shrink:0}
.brand-name{font-family:var(--font-head);font-size:1.45rem;font-weight:800;letter-spacing:-.02em;line-height:1;color:var(--green-ink)}
.brand-tag{display:block;font-size:.8rem;color:var(--muted);margin-top:3px}
.nav{display:flex;gap:2px;flex-wrap:wrap;list-style:none;margin:0;padding:0;align-items:center}
.nav a{text-decoration:none;font-size:.98rem;font-weight:600;padding:9px 11px;border-radius:var(--r);display:block;color:inherit;border-bottom:2px solid transparent}
.nav a:hover,.nav a.current{color:var(--green);background:var(--moss)}
.nav .cta a{background:var(--orange);color:#fff;font-family:var(--font-head);font-weight:700;margin-right:6px}
.nav .cta a:hover{background:var(--orange-deep);color:#fff}
.nav .mobile-only{display:none}
.nav .has-sub{position:relative}
.nav .has-sub ul{display:none;position:absolute;top:100%;left:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);list-style:none;padding:6px;margin:0;min-width:200px;box-shadow:0 8px 24px rgba(28,42,36,.12);z-index:5}
.nav .has-sub:hover ul,.nav .has-sub:focus-within ul{display:block}
.nav-toggle{display:none;background:none;border:1px solid var(--line-2);border-radius:var(--r);padding:8px 12px;font:inherit;font-weight:600;color:inherit;cursor:pointer}
@media (max-width:860px){
  .utility a:not(.login){display:none}
  .utility .wrap{justify-content:flex-end}
  .header .wrap{gap:12px}
  .brand-tag{display:none}
  .nav-toggle{display:block;margin-left:auto}
  .nav{flex-basis:100%}
  .nav .mobile-only{display:block}
  .nav{display:none;width:100%;flex-direction:column;align-items:stretch;padding-top:8px}
  .nav.open{display:flex}
  .nav .has-sub ul{position:static;display:block;box-shadow:none;border:none;padding-left:16px}
}

/* Hero: photo on the right bleeds to the edge; copy on a solid green panel */
.hero{background:var(--green);color:#fff;overflow:hidden}
.hero .wrap{max-width:none;padding:0;display:grid;grid-template-columns:minmax(max(20px,env(safe-area-inset-left,0px)),1fr) minmax(0,560px) minmax(0,620px) minmax(0,1fr);align-items:stretch}
.hero-copy{grid-column:2;display:flex;flex-direction:column;gap:18px;padding-block:64px;padding-right:48px;justify-content:center}
.hero-copy .eyebrow{display:none}
.hero-copy h1{color:#fff}
.hero-copy p.lede{font-size:1.15rem;max-width:34ch;color:#dfeee6}
.hero .range{font-family:var(--font-head);font-size:1.25rem;font-weight:700;padding:14px 18px;background:rgba(255,255,255,.1);border-left:4px solid var(--orange);border-radius:0 var(--r) var(--r) 0;max-width:34ch}
.hero .range small{display:block;font-family:var(--font-body);font-weight:400;font-size:.85rem;color:#cfe6da;margin-top:4px}
.hero-art{grid-column:3/-1;position:relative;min-height:380px}
.hero-art::after{display:none}
.hero-art img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:72% 50%}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;padding-inline:max(20px,env(safe-area-inset-left,0px)) max(20px,env(safe-area-inset-right,0px))}
  .hero-copy{grid-column:1;padding:40px 0 32px}
  .hero-art{grid-column:1;min-height:240px;margin-inline:calc(-1 * max(20px,env(safe-area-inset-left,0px))) calc(-1 * max(20px,env(safe-area-inset-right,0px)))}
}
.anniv{background:var(--moss);color:var(--green-ink);text-align:center;font-family:var(--font-head);font-weight:700;padding-block:12px;font-size:1rem;border-bottom:1px solid var(--line);animation:none}

/* Inner-page header */
.page-hero{background:var(--green);color:#fff}
.page-hero .wrap{padding-block:44px;display:grid;gap:10px}
.page-hero h1{color:#fff}
.page-hero p{color:#dfeee6;max-width:60ch;font-size:1.1rem}
.crumbs{font-size:.9rem;color:#cfe6da}
.crumbs a{color:#fff;text-decoration:none}

/* Forms */
input,select,textarea{font:inherit;color:var(--fg);background:var(--surface);border:1px solid var(--line-2);border-radius:var(--r);padding:0 14px;height:46px;width:100%;min-width:0}
textarea{height:auto;padding:12px 14px}
input[type=file]{height:auto;padding:8px}
input[type=checkbox],input[type=radio]{height:auto;width:auto}
input:focus,select:focus,textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(30,107,79,.18);outline:none}
textarea{min-height:120px;resize:vertical}
.inline-form,.locator form{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.inline-form input,.locator input{flex:1 1 240px;width:auto}
.locator{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}
.badge-years{width:128px;height:128px;border-radius:50%;background:var(--surface);border:3px solid var(--green);color:var(--green);display:grid;place-items:center;text-align:center;font-family:var(--font-head);line-height:1}
.badge-years b{font-size:2.8rem;display:block;font-weight:800;font-variant-numeric:tabular-nums}
.badge-years small{font-size:.8rem;font-weight:700}
@media (max-width:700px){.locator{grid-template-columns:1fr}}

/* Features: a plain two-column list, icons in green circles */
.intro{max-width:66ch;font-size:1.15rem;color:var(--muted);margin-bottom:48px}
.features{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:36px 56px}
@media (max-width:760px){.features{grid-template-columns:1fr}}
.feature{display:grid;grid-template-columns:56px 1fr;gap:18px;align-items:start}
.feature h3{grid-column:2;margin-top:4px}
.feature p{grid-column:2;color:var(--muted)}
.icon{width:56px;height:56px;border-radius:50%;background:var(--moss);display:grid;place-items:center;color:var(--green);flex-shrink:0;grid-row:span 2}
.icon svg{transform:none!important}

/* Cards: used for promo tiles and panels. One radius, no shadow, a real border */
.two-up{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}
.three-up{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:border-color .15s;transform:none!important;box-shadow:none!important}
.card:hover{border-color:var(--green)}
.card-art{aspect-ratio:600/395;max-width:100%;background:var(--moss);display:grid;place-items:center;color:var(--muted);font-size:.9rem}
.card-art img{width:100%;height:100%;object-fit:cover}
.card-body{padding:22px 24px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
.card-body p{color:var(--muted)}
.card-body .btn{align-self:flex-start;margin-top:auto}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:28px}

/* Award */
.award{display:grid;grid-template-columns:220px 1fr;gap:40px;align-items:center}
.award-seal{aspect-ratio:1;max-width:100%;border-radius:50%;border:3px solid #fff;display:grid;place-items:center;text-align:center;font-family:var(--font-head);padding:20px;line-height:1.15;animation:none;color:#fff}
.award-seal b{font-size:1.4rem;display:block;font-weight:800}
.award p{color:#dfeee6;max-width:66ch}
@media (max-width:720px){.award{grid-template-columns:1fr}.award-seal{width:180px;margin:0}}

/* Loan uses: compact chips */
.uses{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:12px;margin-top:32px}
.use{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px 14px;text-decoration:none;color:inherit;display:flex;align-items:center;gap:12px;font-weight:600;font-size:.98rem;transition:border-color .15s;transform:none!important;box-shadow:none!important}
.use:hover{border-color:var(--green);color:var(--green)}
.use svg{width:28px;height:28px;color:var(--green);flex-shrink:0;transform:none!important}

/* Quick links */
.quick{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.quick a{display:flex;align-items:center;gap:16px;padding:18px 20px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:inherit;font-family:var(--font-head);font-weight:700;font-size:1.05rem;background:var(--surface);transform:none!important}
.quick a:hover{border-color:var(--green);color:var(--green)}
.quick .icon{width:44px;height:44px;grid-row:auto}

/* Testimonials: one large quote */
.quotes{position:relative;max-width:900px;margin:0 auto;text-align:center;min-height:150px}
.quote{display:none;font-family:var(--font-head);font-weight:700;font-size:clamp(1.3rem,2.6vw,1.9rem);line-height:1.3;padding:0 40px;margin:0;animation:none;letter-spacing:-.01em}
.quote.active{display:block}
.quote cite{display:block;font-family:var(--font-body);font-style:normal;font-weight:400;font-size:1rem;margin-top:16px;color:#cfe6da}
.dots{display:flex;justify-content:center;gap:8px;margin-top:28px;flex-wrap:wrap}
.dots button{width:10px;height:10px;border-radius:50%;border:none;background:rgba(255,255,255,.35);cursor:pointer;padding:0}
.dots button.active{background:#fff}
.qnav{position:absolute;top:50%;transform:translateY(-50%);background:none;border:none;color:#fff;font-size:2.2rem;cursor:pointer;padding:4px 8px;opacity:.7}
.qnav:hover{opacity:1}
.qnav.prev{left:-6px}.qnav.next{right:-6px}

/* Blog */
.posts{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px;margin-top:32px}
.post{text-decoration:none;color:inherit}
.post .card-art{border-radius:var(--r);margin-bottom:14px;transform:none!important}
.post:hover h3{color:var(--green)}
.post h3{font-size:1.15rem}
.post time{font-size:.9rem;color:var(--muted)}

/* Network */
.logos{display:flex;gap:20px;flex-wrap:wrap;justify-content:center;margin:28px 0}
.logo-tile{border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:16px 26px;font-family:var(--font-head);font-weight:700;color:var(--muted)}
.states{font-size:1rem;text-align:center;max-width:70ch;margin:0 auto}

/* Footer */
footer{background:var(--green-ink);color:#fff;font-size:.95rem}
footer a{color:#fff}
footer .wrap{padding-block:56px 32px}
.foot-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px}
.foot-links{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-links a{text-decoration:none;opacity:.88}
.foot-links a:hover{opacity:1;text-decoration:underline}
.foot h4{font-size:1.1rem;margin-bottom:14px}
.foot form{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}
.foot input{flex:1 1 180px;width:auto;border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.08);color:#fff}
.foot input::placeholder{color:rgba(255,255,255,.65)}
footer .brand-mark{background:rgba(255,255,255,.14)}
footer .brand-name{color:#fff}
.memberships{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.membership{border:1px solid rgba(255,255,255,.3);border-radius:var(--r);padding:7px 12px;font-size:.85rem}
.legal{border-top:1px solid rgba(255,255,255,.18);margin-top:40px;padding-top:24px;font-size:.85rem;color:#cfe6da;display:grid;gap:10px;max-width:90ch}
.social{display:flex;gap:14px;margin-top:16px}
.social a{text-decoration:none;opacity:.88}
@media (max-width:820px){.foot-grid{grid-template-columns:1fr}}

/* Application */
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;align-items:start}
.form-grid .full{grid-column:1/-1}
.field{display:grid;gap:6px;align-content:start}
.field label{font-weight:600;font-size:.95rem}
.field .hint{font-size:.85rem;color:var(--muted)}
.field.invalid input,.field.invalid select{border-color:var(--err);animation:none}
.field .error{font-size:.85rem;color:var(--err);display:none}
.field.invalid .error{display:block}
.check{display:block;position:relative;padding-left:28px;font-size:.95rem;line-height:1.5}
.check input{position:absolute;left:0;top:4px;width:18px;height:18px;margin:0}
.form-actions{display:flex;gap:12px;justify-content:space-between;flex-wrap:wrap;margin-top:28px}
.alert{padding:14px 16px;border-radius:var(--r);font-size:.95rem;border:1px solid var(--line);background:var(--band)}
.alert-err{background:var(--err-bg);border-color:var(--err)}
.steps{display:flex;list-style:none;padding:0;margin:0 0 32px;counter-reset:s;position:relative;z-index:0}
.steps li{flex:1;position:relative;text-align:center;font-size:.85rem;font-weight:600;color:var(--muted);padding-top:36px}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;top:0;left:50%;transform:translateX(-50%);width:30px;height:30px;border-radius:50%;border:2px solid var(--line-2);background:var(--surface);display:grid;place-items:center;font-family:var(--font-head);font-weight:700;font-size:.85rem}
.steps li::after{content:"";position:absolute;top:14px;left:50%;width:100%;height:2px;background:var(--line);z-index:-1}
.steps li.done::after{background:var(--green)}
.steps li:last-child::after{display:none}
.steps li.done::before{background:var(--green);border-color:var(--green);color:#fff;content:"✓"}
.steps li.active{color:var(--fg)}
.steps li.active::before{border-color:var(--orange);background:var(--orange);color:#fff}
.review{display:grid;gap:10px}
.review dl{display:grid;grid-template-columns:1fr 2fr;gap:6px 16px;margin:0}
.review dt{color:var(--muted)}
.review dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.review h4{margin-top:12px;border-bottom:2px solid var(--moss-2);padding-bottom:6px}
.review h4 a{color:var(--green)}
.upload{border:2px dashed var(--line-2);border-radius:var(--r);padding:18px;text-align:center;font-size:.95rem;color:var(--muted)}
.upload:hover{border-color:var(--green);background:var(--band)}
.upload input{margin-top:10px}
.upload.ok{border-color:var(--green);color:var(--green);border-style:solid}
.amount-slider{display:grid;gap:8px}
.amount-slider output{font-family:var(--font-head);font-size:2.4rem;font-weight:800;font-variant-numeric:tabular-nums;color:var(--green)}
input[type=range]{padding:0;border:none;background:transparent;accent-color:var(--green)}
.estimate{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:12px;margin-top:12px}
.estimate div{background:var(--band);border-radius:var(--r);padding:12px;text-align:center}
.estimate b{display:block;font-size:1.3rem;font-family:var(--font-head);font-weight:800;font-variant-numeric:tabular-nums}
.estimate span{font-size:.85rem;color:var(--muted)}
.ref{font-family:var(--font-head);font-size:2rem;font-weight:800;letter-spacing:.04em;color:var(--green);font-variant-numeric:tabular-nums}
.spinner{display:inline-block;width:16px;height:16px;border:2px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin .7s linear infinite;vertical-align:-3px;margin-right:8px}
@keyframes spin{to{transform:rotate(360deg)}}
.checkmark{width:72px;height:72px;margin:0 auto;border-radius:50%;background:var(--ok-bg);display:grid;place-items:center;color:var(--green)}
@media (max-width:640px){.form-grid{grid-template-columns:1fr}.steps li{font-size:.7rem}}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-family:var(--font-head);font-weight:700;font-size:1.1rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";color:var(--green);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--muted);max-width:70ch}

/* Locations */
.branches{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px;margin-top:24px}
.branch{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:20px;display:grid;gap:6px;font-size:.95rem;transform:none!important;box-shadow:none!important}
.branch b{font-size:1.05rem;font-family:var(--font-head)}
.branch .state{font-size:.85rem;color:var(--green);font-weight:700}

/* Tables */
.table-wrap{overflow-x:auto}
table{border-collapse:collapse;width:100%;font-size:.95rem;min-width:520px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
th{font-size:.85rem;color:var(--muted);font-weight:700}
td{font-variant-numeric:tabular-nums}

/* Jobs */
.job{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid var(--line);flex-wrap:wrap}
.job b{display:block;font-family:var(--font-head)}
.job span{font-size:.9rem;color:var(--muted)}

/* ===== Admin: an operations app with a left rail ===== */
.admin-bar{background:var(--green-ink);color:#fff;font-size:.85rem}
.admin-bar .wrap{display:flex;justify-content:space-between;gap:12px;padding-block:8px;flex-wrap:wrap}
.admin{padding-block:0 64px;background:var(--band);min-height:60vh}
.admin>.wrap{max-width:1400px}
#adminRoot{display:grid;grid-template-columns:200px minmax(0,1fr);gap:28px;align-items:start;padding-top:24px}
#adminRoot>.empty,#adminRoot>.panel{grid-column:1/-1}
.admin-tabs{display:flex;flex-direction:column;gap:4px;position:sticky;top:calc(80px + env(safe-area-inset-top,0px))}
.admin-tabs a{text-decoration:none;font-family:var(--font-head);font-weight:700;padding:10px 12px;border-radius:var(--r);color:inherit;border-left:3px solid transparent}
.admin-tabs a.on{background:var(--surface);color:var(--green);border-left-color:var(--green)}
.admin-tabs a:not(.on):hover{background:var(--moss)}
.admin-tabs .spacer{height:12px}
.admin-tabs .muted{padding:0 12px 8px;font-size:.85rem}
.admin-tabs .btn{margin:0 12px 6px;text-align:left}
#adminBody{min-width:0}
@media (max-width:900px){#adminRoot{grid-template-columns:1fr}.admin-tabs{position:static;flex-direction:row;flex-wrap:wrap;align-items:center}.admin-tabs .spacer{flex:1;height:auto}.admin-tabs .btn{margin:0}}
.admin-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.admin-head h1{font-size:1.7rem}
.admin-head .eyebrow{font-size:.9rem;color:var(--muted);font-weight:600}
.toolbar{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.toolbar input,.toolbar select{width:auto;height:40px;padding:0 12px;font-size:.95rem}
.toolbar input{flex:1 1 220px}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-bottom:18px}
.tile{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:12px 14px;border-top:3px solid var(--line-2);cursor:pointer;transition:border-color .15s;transform:none!important;box-shadow:none!important}
.tile:hover,.tile.sel{border-color:var(--green)}
.tile span{font-size:.85rem;color:var(--muted);display:block;font-weight:600}
.tile b{font-size:1.6rem;font-family:var(--font-head);font-weight:800;font-variant-numeric:tabular-nums;display:block;line-height:1.2}
.tile small{font-size:.8rem;color:var(--muted)}
.tile.s-new{border-top-color:var(--info)}.tile.s-review{border-top-color:var(--warn)}.tile.s-approved{border-top-color:var(--ok)}.tile.s-funded{border-top-color:var(--green-ink)}.tile.s-declined{border-top-color:var(--err)}.tile.s-all{border-top-color:var(--orange)}
.admin-grid{display:grid;grid-template-columns:2fr 1fr;gap:16px;margin-bottom:18px}
@media (max-width:1100px){.admin-grid{grid-template-columns:1fr}}
.chart{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px}
.chart h4{font-size:.95rem;margin-bottom:8px}
.chart svg{width:100%;height:auto;display:block}
.chart text{fill:var(--muted);font-size:10px;font-family:var(--font-body)}
.chart .bar{fill:var(--green)}
.chart .bar:hover{fill:var(--orange)}
.chart .grid{stroke:var(--line);stroke-width:1}
.funnel{display:grid;gap:8px;font-size:.9rem}
.funnel div{display:grid;grid-template-columns:96px 1fr 40px;gap:8px;align-items:center}
.funnel i{display:block;height:12px;border-radius:3px;background:var(--green);transform-origin:left}
.funnel b{font-variant-numeric:tabular-nums;text-align:right}
.pill{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.8rem;font-weight:700;white-space:nowrap;font-family:var(--font-head)}
.pill.new{background:var(--info-bg);color:var(--info)}.pill.review{background:var(--warn-bg);color:var(--warn)}.pill.approved{background:var(--ok-bg);color:var(--ok)}.pill.funded{background:var(--green-ink);color:#fff}.pill.declined{background:var(--err-bg);color:var(--err)}
.pill.c-subscribed{background:var(--ok-bg);color:var(--ok)}.pill.c-unsubscribed{background:var(--moss);color:var(--muted)}.pill.c-bounced{background:var(--warn-bg);color:var(--warn)}.pill.c-complained,.pill.c-invalid{background:var(--err-bg);color:var(--err)}
.apps-table{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.apps-table table{min-width:760px;font-size:.92rem}
.apps-table th{background:var(--band)}
.apps-table tbody tr{cursor:pointer}
.apps-table tbody tr:hover{background:var(--moss)}
.apps-table th.sort{cursor:pointer;user-select:none}
.apps-table th.sort:hover{color:var(--fg)}
.pager{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;font-size:.9rem;border-top:1px solid var(--line)}
.empty{padding:40px;text-align:center;color:var(--muted)}
.empty b{display:block;color:var(--fg);font-family:var(--font-head);font-size:1.1rem;margin-bottom:6px}
.drawer-bg{position:fixed;inset:0;background:rgba(15,58,43,.45);z-index:30}
.drawer{position:fixed;top:0;right:0;bottom:0;width:min(660px,100%);background:var(--band);z-index:31;overflow-y:auto;box-shadow:-12px 0 40px rgba(0,0,0,.2);padding:calc(20px + env(safe-area-inset-top,0px)) max(20px,env(safe-area-inset-right,0px)) calc(20px + env(safe-area-inset-bottom,0px)) 20px}
.drawer-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:16px}
.drawer-head h2{font-size:1.4rem}
.drawer-head .eyebrow{font-size:.9rem;color:var(--muted);font-weight:600}
.drawer section{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px;margin-bottom:12px}
.drawer section h4{font-size:.95rem;color:var(--green);margin-bottom:10px}
.kv{display:grid;grid-template-columns:150px 1fr;gap:5px 12px;font-size:.95rem;margin:0}
.kv dt{color:var(--muted)}.kv dd{margin:0;overflow-wrap:anywhere;font-weight:600}
.docs{display:grid;gap:6px;font-size:.92rem}
.docs div{display:flex;justify-content:space-between;gap:8px;padding:7px 10px;background:var(--band);border-radius:var(--r)}
.docs .ok{color:var(--ok);font-weight:700}.docs .no{color:var(--err);font-weight:700}
.docs a{color:inherit}
.status-actions{display:flex;gap:8px;flex-wrap:wrap}
.timeline{display:grid;gap:8px;font-size:.9rem;border-left:2px solid var(--line);padding-left:14px}
.timeline div b{display:block}
.timeline div span{color:var(--muted);font-size:.85rem}
.note{background:var(--warn-bg);border-radius:var(--r);padding:10px 12px;font-size:.92rem;margin-bottom:8px}
.note span{display:block;color:var(--muted);font-size:.8rem;margin-top:4px}
.live{display:inline-flex;align-items:center;gap:6px}
.live i{width:8px;height:8px;border-radius:50%;background:#5fd39a}
.rev input{display:inline-block}
.toast{position:fixed;left:50%;bottom:calc(24px + env(safe-area-inset-bottom,0px));transform:translateX(-50%);background:var(--green-ink);color:#fff;padding:12px 20px;border-radius:var(--r);box-shadow:0 10px 30px rgba(0,0,0,.25);font-size:.95rem;z-index:40;max-width:90vw}
@media (prefers-reduced-motion: reduce){*{transition:none!important;animation:none!important}}

/* ===== Homepage v3 ===== */
.logo{color:var(--green);flex-shrink:0}
footer .logo{color:#fff}
.hero2{position:relative;min-height:560px;display:flex;align-items:center;background:var(--green-ink);color:#fff;overflow:hidden}
.hero2-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 50%;z-index:0}
.hero2::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(15,58,43,.94) 0%,rgba(15,58,43,.84) 40%,rgba(15,58,43,.2) 68%,rgba(15,58,43,0) 100%)}
.hero2-wrap{position:relative;z-index:2;width:100%;padding-block:56px}
.hero2-panel{max-width:560px;display:grid;gap:18px}
.hero2-panel h1{color:#fff;font-size:clamp(1.9rem,3.8vw,2.9rem)}
.hero2-panel>p{font-size:1.15rem;color:#e3efe9;max-width:46ch}
.quick-start{background:#fff;color:var(--fg);border-radius:var(--r);padding:16px;display:grid;grid-template-columns:1fr 1fr auto;gap:12px;align-items:end;margin-top:6px}
.quick-start label{display:grid;gap:6px;font-weight:600;font-size:.9rem}
.quick-start select{height:46px}
.quick-start .btn{white-space:nowrap}
.hero2-fine{font-size:.9rem;color:#cfe6da;max-width:60ch}
@media (max-width:700px){.hero2{min-height:0}.hero2::before{background:linear-gradient(180deg,rgba(15,58,43,.8),rgba(15,58,43,.94))}.quick-start{grid-template-columns:1fr 1fr}.quick-start .btn{grid-column:1/-1}}

.trust{background:var(--band);border-bottom:1px solid var(--line)}
.trust-row{display:flex;flex-wrap:wrap;gap:8px 36px;padding-block:14px;font-size:.95rem;color:var(--muted)}
.trust-row span{display:flex;align-items:center;gap:8px}
.trust-row>span::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green);flex-shrink:0}

.section-head{max-width:70ch;margin-bottom:32px;display:grid;gap:8px}
.section-head p{font-size:1.1rem;color:var(--muted)}
.section-head.row{max-width:none;display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap}
.link{font-weight:700;color:var(--green);text-decoration:none;border-bottom:2px solid var(--moss-2)}
.link:hover{border-color:var(--green)}
.lead{font-size:1.12rem;color:var(--muted);max-width:60ch}

.steps3{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.steps3 li{display:grid;gap:10px;border-top:3px solid var(--green);padding-top:18px}
.steps3 .num{font-family:var(--font-head);font-weight:800;font-size:1.1rem;color:var(--green)}
.steps3 h3{font-size:1.25rem}
.steps3 p{color:var(--muted)}
.steps3-cta{display:flex;gap:22px;align-items:center;margin-top:32px;flex-wrap:wrap}
@media (max-width:800px){.steps3{grid-template-columns:1fr;gap:28px}}

.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
.split-rev .split-media{order:2}
.split-media img{width:100%;height:auto;border-radius:var(--r)}
.split-copy{display:grid;gap:16px;max-width:52ch}
.checks{list-style:none;margin:8px 0 0;padding:0;display:grid;gap:12px}
.checks li{padding-left:30px;position:relative;line-height:1.5}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;background:var(--green);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/70% no-repeat,linear-gradient(#000,#000);-webkit-mask-composite:destination-out;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/70% no-repeat,linear-gradient(#000,#000);mask-composite:exclude}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:28px}.split-rev .split-media{order:0}}

.uses{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:4px 32px;margin-top:0}
.use{border:none;border-bottom:1px solid var(--line);border-radius:0;padding:12px 0;background:transparent;font-weight:600}
.use:hover{border-color:var(--green);color:var(--green)}
.use svg{width:22px;height:22px}

.glance{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:56px;align-items:start}
.glance-table{min-width:0;font-size:1rem;border-top:2px solid var(--green)}
.glance-table th{width:38%;color:var(--fg);font-family:var(--font-head);font-weight:700;font-size:1rem;vertical-align:top}
.glance-table td{color:var(--muted)}
@media (max-width:860px){.glance{grid-template-columns:1fr;gap:28px}}

.tools{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.tool{display:grid;gap:12px;text-decoration:none;color:inherit}
.tool img{width:100%;height:auto;aspect-ratio:600/395;object-fit:cover;border-radius:var(--r)}
.tool span{display:grid;gap:4px;color:var(--muted);font-size:.98rem}
.tool b{font-family:var(--font-head);color:var(--fg);font-size:1.1rem}
.tool:hover b{color:var(--green)}

.quotes3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:32px}
.q3{margin:0;border-left:3px solid var(--green);padding-left:18px;display:grid;gap:10px}
.q3 p{font-family:var(--font-head);font-weight:700;font-size:1.15rem;line-height:1.35}
.q3 cite{font-style:normal;color:var(--muted);font-size:.95rem}

.cta-band{position:relative;overflow:hidden;color:#fff;background:var(--green-ink)}
.cta-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 30%;z-index:0}
.cta-band::before{content:"";position:absolute;inset:0;z-index:1;background:rgba(15,58,43,.86)}
.cta-inner{position:relative;z-index:2;padding-block:72px;display:grid;gap:14px;max-width:70ch}
.cta-inner h2{color:#fff}
.cta-inner p{font-size:1.15rem;color:#e3efe9}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.cta-band .btn-outline{color:#fff;border-color:#fff}

/* Footer v3 */
.foot-grid{grid-template-columns:1.4fr 1fr 1fr 1.2fr}
.foot-brand{display:grid;gap:10px;align-content:start}
.foot-phone{font-family:var(--font-head);font-size:1.6rem;font-weight:800}
.foot-phone a,.foot-phone .placeholder{color:#fff;text-decoration:none}
.foot-dim{opacity:.6}
.foot-news{margin-top:36px;display:grid;gap:8px;max-width:520px}
.foot-news label{font-weight:600}
.foot-news div{display:flex;gap:8px;flex-wrap:wrap}
.foot-news input{flex:1 1 220px;width:auto;border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.08);color:#fff}
.foot .memberships{margin:0 0 12px}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.foot-grid{grid-template-columns:1fr}}

/* ===== Loan calculator ===== */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:48px;align-items:start}
.calc-controls{display:grid;gap:18px;justify-items:start}
.calc-controls>label,.calc-controls>input,.calc-controls .calc-term,.calc-controls .calc-results{justify-self:stretch;width:100%}
.calc-controls>label{display:flex;justify-content:space-between;align-items:baseline;font-weight:600}
.calc-controls output{font-family:var(--font-head);font-size:2rem;font-weight:800;color:var(--green);font-variant-numeric:tabular-nums}
.calc-term span{display:block;font-weight:600;margin-bottom:8px}
.calc-chips{display:flex;gap:8px;flex-wrap:wrap}
.calc-chips button{font:inherit;font-weight:700;padding:8px 14px;border-radius:999px;border:1px solid var(--line-2);background:var(--surface);color:inherit;cursor:pointer}
.calc-chips button.on{background:var(--green);border-color:var(--green);color:#fff}
.calc-results{margin:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-results div{background:var(--band);border-radius:var(--r);padding:12px 14px}
.calc-results dt{font-size:.9rem;color:var(--muted)}
.calc-results dd{margin:0;font-family:var(--font-head);font-weight:800;font-size:1.35rem;font-variant-numeric:tabular-nums}
.calc-fine{font-size:.9rem;color:var(--muted);max-width:56ch}
.calc-chart{margin:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px}
.calc-chart figcaption{font-weight:700;font-family:var(--font-head);margin-bottom:8px}
.calc-chart svg{width:100%;height:auto;display:block}
.calc-chart text{fill:var(--muted);font-size:11px;font-family:var(--font-body)}
.calc-chart .axis{font-size:11px}
.calc-chart .grid{stroke:var(--line);stroke-width:1}
.calc-chart .bar{fill:var(--green)}
.calc-chart .bar:hover{fill:var(--orange)}
@media (max-width:860px){.calc{grid-template-columns:1fr;gap:24px}}
.trustpilot-widget{margin-bottom:28px}

/* ===== Customer portal ===== */
.link-app summary{cursor:pointer;font-weight:600;color:var(--green)}
.acct-top{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:24px}
.acct-app{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;margin-bottom:20px;display:grid;gap:18px}
.acct-head{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:flex-start}
.acct-head h2{font-size:1.5rem}
.progress{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
.progress li{font-size:.85rem;font-weight:600;color:var(--muted);padding-top:12px;position:relative}
.progress li::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;border-radius:3px;background:var(--line)}
.progress li.done::before{background:var(--green)}
.progress li.active::before{background:var(--orange)}
.progress li.active,.progress li.done{color:var(--fg)}
.acct-next{font-size:1.05rem}
.acct-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.acct-grid section h4{color:var(--green);margin-bottom:10px}
.upload-more label{font-weight:600;font-size:.95rem}
.upload-more select{flex:0 1 200px;width:auto}
.upload-more input[type=file]{flex:1 1 200px;width:auto;padding:8px}
@media (max-width:760px){.acct-grid{grid-template-columns:1fr}.progress li{font-size:.72rem}}

/* Document thumbnails in the application drawer */
.doc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px}
.doc-thumb{margin:0;display:grid;gap:6px}
.doc-img{aspect-ratio:4/3;background:var(--band);border:1px solid var(--line);border-radius:var(--r);display:grid;place-items:center;overflow:hidden}
.doc-img img{width:100%;height:100%;object-fit:cover}
.doc-pdf{font-family:var(--font-head);font-weight:800;color:var(--muted);font-size:1.2rem}
.doc-thumb figcaption{font-size:.82rem;display:grid;gap:2px}
.doc-thumb figcaption span{color:var(--muted);overflow-wrap:anywhere}
.doc-thumb figcaption a{color:var(--green);font-weight:600}
.doc-missing{display:flex;justify-content:space-between;align-items:center;padding:10px;border:1px dashed var(--line-2);border-radius:var(--r);font-size:.9rem;grid-column:1/-1}