Personal loans from $500 to $2,500, with one fixed payment a month.

Apply online in about five minutes. A loan specialist at your local branch calls you back the same business day.

No balloon payment. No penalty for paying early. All credit types considered. Loan amounts and terms vary by state.

Serving communities since 2001 NMLS ID 1339418 · Apply online from any U.S. state BBB Accredited Business Member, American Financial Services Association

How a Meridian loan works

Three steps. Most customers have their money within one business day.

1
Apply online or in a branch
Tell us how much you need and upload a photo ID, a recent pay stub and a bank statement. It takes about five minutes.
2
Talk to a real person
A specialist from the branch nearest you calls to confirm your details and the payment that fits your budget. No call centers.
3
Sign and get your funds
Review your terms in plain language, sign, and we deposit the money to your bank account or hand you a check at the branch.

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See what a loan would cost

Move the slider and pick a term. The payment never changes from the first month to the last.

Loan amount$1,500

Repayment term

Monthly payment: $145.18
Number of payments: 12
Total of payments: $1,742.16
Prepayment penalty: $0

Illustration at a 29.0% APR. Your actual APR, payment and total are set by state law and your application, and are disclosed in writing before you sign.

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Balance remaining after each payment

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What you see is what you pay

Every Meridian loan is a traditional installment loan. The amount, the number of payments and the payment itself are fixed before you sign, and they never change.

Equal monthly payments. The same amount on the same day each month.
No balloon payment. Your last payment is the same size as your first.
No prepayment penalty. Pay it off early whenever you like.
Credit reporting. On-time payments are reported, which can help build your credit history.

A tax preparer reviewing documents with a couple

Tax preparation at your branch

From January through April, participating branches prepare and e-file federal and state returns. Flat pricing, quoted before we start, and help with notices year-round.

Schedule a tax appointment

What customers use Meridian loans for

Whatever the reason, the loan works the same way: a fixed amount, repaid in equal installments.

Loan terms at a glance

Exact rates and amounts depend on your state and are disclosed in writing before you sign. Our illustrative figures:

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Loan amounts	$500 – $2,500
Repayment terms	6 to 24 months
Payments	Equal monthly installments
Balloon payment	None
Prepayment penalty	None
Credit types	All considered
Funding	Same business day in most cases
Example	[$1,500 for 12 months: 12 payments of $145.18, 29% APR, total $1,742.16]